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Services

Member Programs

Over the years, the Pool has provided stability, and in many cases reduced Member Districts insurance costs by utilizing the combined purchasing power and financial size of the Pool. Even non-member Districts have benefited by the competitive role the Pool has played in the public sector insurance marketplace.

The Water and Sewer Risk Management Pool, has established seven major coverage programs for the Member Districts. These programs are described later in this report and include: General Liability, Property, Excess Liability, Public Officials Liability, Business Automobile, and Crime Coverage.

Member Services

The Pool offers a number of services designed to assist the Member Districts to effectively administer their risk management and loss prevention programs. Such services include:

bullet3.GIF - 148 Bytes Loss Prevention
bullet3.GIF - 148 Bytes Risk Management Training
bullet3.GIF - 148 Bytes Loss Prevention Resources
bullet3.GIF - 148 Bytes Risk Management Resources
bullet3.GIF - 148 Bytes S.O.R.T. and Pool Newsletters
bullet3.GIF - 148 Bytes S.O.R.T. Distribution
bullet3.GIF - 148 Bytes Claims Handling
bullet3.GIF - 148 Bytes Risk Management Manuals
bullet3.GIF - 148 Bytes Contract Review

Coverage Benefits

The Water & Sewer Risk Management Pool was created in 1987 in response to the hard commercial insurance market of the early 1980s that left many public entities without sufficient or affordable insurance. The WSRMP provides comprehensive, long-term stable protection to its members including:

bullet3.GIF - 148 Bytes All Risk Property Coverage including
  • Earthquake and Flood
  • Contractors equipment
  • EDP
  • Accounts receivable
  • Transit
  • Extra Expense
  • Boiler & Machinery
bullet3.GIF - 148 Bytes General Liability
  • Limits apply per member
  • Failure to supply exclusion deleted
bullet3.GIF - 148 Bytes Excess Liability

bullet3.GIF - 148 Bytes Business Automobile Insurance
  • Uninsured/underinsured motorists
  • Hired and non-owned automobile
  • Comprehensive and collision
bullet3.GIF - 148 Bytes Public Officials Errors & Omissions
  • Includes employment related practices liability
bullet3.GIF - 148 Bytes Crime

bullet3.GIF - 148 Bytes Identity Fraud Reimbursement Program

  • Includes coverage of up to $25,000 per person
  • Reasonable Attorney fees incurred
  • Costs for certified mail, loan re-application fees, long distance telephone calls and notarizing fraud affidavits or similar documents


Risk Management Services

The WSRMP also provides a wide spectrum of risk management and loss control services to its members including:

bullet3.GIF - 148 Bytes Risk Management Workshops covering current industry topics

bullet3.GIF - 148 Bytes Acquisition of Bonds such as Notary, Surety, and License & Permit

bullet3.GIF - 148 Bytes S.O.R.T. COMMITTEE:
A group of employees from member districts working as a team to write safety programs for the Pool membership. Each program is written in compliance with the Washington Administrative Code requirements and is reviewed by industry experts. These programs are timely, relevant and extremely useful. S.O.R.T. has released over 30 programs.

bullet3.GIF - 148 Bytes Contract Review / Ins. Requirements

bullet3.GIF - 148 Bytes Video Library


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